Insurance Public Adjuster & Remediation Company Support

Insurance’s primary role is to make a person’s property whole after an extreme event such as a house fire, flood, or structural damage from a weather or environmental disaster. Even though you pay a premium to insurance companies every month, it doesn’t mean they will be on your side when the time comes to make a claim. In some cases, the homeowner ends up in a situation where they are not made whole.

In these situations, having an ally is critical. Fighting insurance claim disputes requires clear evidence, especially when events leave behind mold, toxic metals, lead, and other indoor air quality hazards. These toxins can seriously affect health and habitability, but are often minimized or disputed by insurers. Without detailed, unbiased documentation, homeowners struggle to prove damage severity, delaying repairs, prolonging displacement, and increasing emotional and financial stress.

Volunteer PPE Environmental helps close this fact “gap” by providing science-based testing and objective assessments. Our documentation supports homeowner claims with reliable data, giving policyholders a stronger footing in negotiations and helping ensure that health-related damages are properly identified, addressed, and covered.

Insurance Company’s Typical Perspective on Environmental Testing

Insurance controlled environmental testing does not always serve the best interest of the homeowners, due to its scope and the interpretation of testing results often being limited by adjusters. Testing may be narrowly defined to reduce findings or exclude areas most likely to show contamination. This approach can overlook hidden embedded environmental hazards such as volatile organic chemicals, toxic metals, and a host of other potentially health-risking chemicals within the home that directly affect the safety and health of a home.

Conflicts of interest further complicate the process when the party responsible for paying the claim also controls the testing. Minimized or selective findings can result in incomplete reports that do not reflect the true extent of environmental damage. As a result homeowners may face denied or underpaid claims while still living with unresolved health and structural risks.

To protect their health and their property, homeowners need independent third party verification. Our objective is to provide science based testing to assist the adjuster with credible documentation serving the best interests of the home’s environmental conditions. This independent evidence strengthens claims, supports fair outcomes and helps ensure that necessary remediation is properly recognized and covered.

Our Independent Environmental Testing Services

Volunteer PPE provides independent environmental testing services that help property owners clearly understand potential health and safety concerns within their homes or buildings. Our range of professional services includes:

• Mold inspections and air sampling to detect and quantify airborne mold spores
• Testing heavy metal residue, both airborne and surface dust sampling
• Lead testing, including paint and dust
• Testing for the presence of VOCs that result from fires
• Testing for remnants of fire and smoke damage that release toxins into the home environment

Early identification of these issues allows homeowners to have firm ground to stand on when dealing with insurance companies and to make informed decisions as to what is best for their needs. Our comprehensive indoor air quality assessments are particularly useful in detecting airborne contaminants that may remain after water damage, fire events, or improperly performed structural repairs.

These evaluations measure particulates and other pollutants that are not visible but can negatively impact long-term indoor environments. In situations where remediation work has been completed, these evaluations are an important part of post-remediation verification testing to confirm that corrective actions were effective and that conditions meet acceptable standards.

All our testing follows industry standard methodologies and is supported by accredited laboratory analysis. Our results are accurate and widely respected by insurance carriers, contractors, and hold up in court and legal proceedings. By delivering independent and unbiased documentation, Volunteer PPE Environmental provides clients with information they can trust when addressing environmental concerns, pursuing claims, or planning next steps.